We make insurance easy.
No more:
- Waiting on hold
- Nonsense answers
- Distant "support"
Just:
- On-time calls
- Clear answers
- Close to home
Individual & Family Health Insurance
ACA Health Insurance Florida | Marketplace Guidance
Choosing individual or family coverage can feel overwhelming—deductibles, networks, subsidies, enrollment deadlines. We make it simple.
As your local health insurance broker in Florida, we'll review your situation, explain Affordable Care Act (ACA) and Marketplace options in plain English, and help you compare what matters:
Whether you're self-employed, between jobs, or simply don't have employer coverage, we'll help you find the plan that fits your needs and budget.
Prescription coverage
Monthly premium
Deductible and out-of-pocket costs
Subsidy eligibility
Doctor and hospital networks
Individual & Family Health Insurance
ACA / Marketplace plans, subsidies, and enrollment help—especially for self-employed and between-jobs Floridians
Medicare Guidance
Clear explanations of Parts A, B, C, and D, plus help comparing Medicare Supplement vs. Advantage plans.
Supplemental Coverage
Dental, vision, life, accident, critical illness, and other options to fill coverage gaps.
Individual & Family Insurance
Specialist: Evan
For the past 10 years, I've been working with clients and their families to ensure they understand the coverage they need. I don't consider myself a sales agent – rather – a health insurance advisor. When Bill retired in early 2025, I took over the family business to ensure the quality of care our clients learned to trust. When not at the office, I spend my time with my loving wife, our young son, and our pets.
Specialist: Lauren
As a United States Naval Veteran and University of Central Florida alumna, I earned my 2-15 license in 2022 while working in finance and officially joined the family business in 2024. I'm especially drawn to the investigative aspect of insurance, including policy research, plan analysis, and keeping up with ever-evolving insurance regulation changes. Outside of work, you can usually find me walking to the beach, giggling with friends, or spending time with my partner, Nick, and our little grey cat, Minky.
Medicare
Medicare Enrollment Help | Medicare Agent Florida
Medicare has a lot of moving parts—Parts A, B, C, and D, Medicare Supplement (Medigap), Medicare Advantage, and drug plans. It's easy to feel unsure about what to choose or when to enroll.
We'll walk you through it step-by-step. We explain your options clearly, help you compare coverage based on your doctors and prescriptions, and answer questions about enrollment periods and IRMAA (Income-Related Monthly Adjustment Amount) in simple terms.
Our goal: you understand what you’re choosing—and why.
Specialist: Sam
I began my career in the insurance industry six years ago to pursue a career where I could work directly with people and make a real impact. I have spent my entire insurance career at Askins Insurance helping clients understand their coverage and find solutions that fit their needs. Outside of work I enjoy fishing the various waterways Florida has to offer. When I am not fishing, I am at home with my blue tick hound Harley.
Note: We do not offer every plan available in your area. Currently we represent multiple organizations which offer multiple products. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Supplemental Insurance
Dental, Vision, Life & More | Supplemental Insurance Florida
Health insurance doesn't cover everything. That's where supplemental policies come in.
We help you compare options such as:
Dental and vision insurance
Life insurance
Accident and critical illness coverage
Long-term care insurance
Disability insurance
We’ll explain what each policy covers—and what it doesn’t—so you can close coverage gaps without overpaying for protection you don’t need.
Our Legacy
Askins Insurance was founded in 1993 by Bill Askins with a simple mission: make insurance easier for Florida families. For decades, Bill built the agency on personal relationships, honest guidance, and responsive service.
Today, Evan Askins leads the company, continuing the family tradition while expanding services across Clearwater, Tampa Bay, and throughout Florida. Bill has since retired, but his values—clarity, integrity, and service first—remain at the heart of everything we do.
Here’s how we make it simple.
Insurance doesn't have to be complicated. We follow a clear, step-by-step process so you know exactly what you're choosing.
We Learn About You
Your doctors. Your prescriptions. Your budget. Whether you're enrolling in ACA health insurance in Florida or reviewing Medicare options, we start with what matters to you.
We Compare Clear Options
We'll explain the differences—deductibles, co-pays, provider networks, prescription coverage—in plain English. No acronyms without definitions. No pressure.
You Choose with Confidence
We'll help you enroll and explain what happens next, so there are no surprises later.
We don't offer every plan in the area, but we'll clearly explain the options we do offer and help you compare them. For a full list of Medicare plans, visit Medicare.gov or call 1-800-MEDICARE.
Not sure where to start? Let’s talk.
A quick conversation can usually narrow your options fast. We'll explain what's available, what to compare, and what to do next.